Membership Benefits

NAPUS Federal Credit Union

Join the nearly 30,000 NAPUS Postmasters and family members who already are enjoying the convenience of cost-saving accounts and services offered by NAPUS Federal Credit Union. Membership in the Credit Union, which was established by Postmasters in 1970, is open to all NAPUS members and their families.

It’s easy to join. A membership application may be obtained by calling the Credit Union’s toll-free number. Complete the simple application and return it to the Credit Union, along with a check or money order for at least $10. This represents a one-time $5 membership fee and a deposit of at least $5 to open a new share draft account.

Among the many financial services and products offered by the Credit Union are free checking, low-rate Visa credit cards, new/used auto loans/leases, mortgage and home equity loans and various savings programs, including IRAs, certificates of deposit and money market accounts.

There is no limitation on the maximum balance a member may have at the Credit Union. Savings are insured up to $250,000 by the National Credit Union Administration, an agency of the U.S. Government. IRAs and trust accounts are insured separately up to $250,000.

Credit Union members are eligible to receive $1,000 in free accidental death and dismemberment insurance.

1-703-683-1573 (fax)


 NAPUS Vehicle and Homeowners Insurance Plans

NAPUS members qualify for a special group discount* on auto, home and renters insurance through Group Savings Plus® from Liberty Mutual. With Group Savings Plus, you can enjoy the ease and convenience of paying your premiums through checking account deductions with no down payment or finance charges or receive your bill directly at home. You’ll also enjoy fast, easy, round-the-clock claims service and a variety of discounts including multi-car, multi-policy, safe-driver, passive restraints and anti-theft device discounts*.

See for yourself how much money you could save with Liberty Mutual compared to your current insurance provider. For a free, no-obligation rate quote, call 1-800-524-9400. Or request a free quote on-line! Please mention client #112734 when you call.

Get details and a free rate quote on Liberty Mutual Auto and Home Insurance.

*Group discounts, other discounts and credits are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. Coverage provided and underwritten by Liberty Mutual Insurance Company and its affiliates, 175 Berkeley Street, Boston, MA.

NAPUS Postmaster Relief Benefit Program

We are pleased to announce the new NAPUS Postmaster Relief Benefit Program.

The new program includes:

  • Newly Designed Limited Medical Benefit Plans
  • Dental Insurance
  • Vision Insurance
  • Critical Illness Insurance
  • Accident Insurance
  • Life Insurance

For your convenience, enrollment is done telephonically.  That means; no paperwork, and less hassle.  Salaried, licensed benefit specialists are available 11 hours a day Monday through Friday.

By Phone: 1-866-951-8419
(8:00 a.m. to 7:00 p.m. EST Monday-Friday)

NAPUS Supplemental Retirement Program

Since 1982, the Supplemental Retirement Plan has offered IRAs and nonqualified deferred annuities to meet your investment needs and prepare you for your hard-earned retirement. Fixed account rates are guaranteed for specific time periods; there are mutual fund options available for IRAs, too.

There are no administrative or transaction fees. Interest is tax deferred until withdrawal; there are no minimum contribution amounts. Withdrawal options are flexible. For full details and current interest rates, call IPC, the NAPUS Supplemental Retirement Plan Administrator.


NAPUS Supplemental Insurance Programs

Term Life—Up to $300,000 in coverage for both the NAPUS member and spouse.

Supplemental Health Insurance Plan (SHIP)—Additional accident, hospitalization, surgery benefits. Pays even if a member’s Federal Employees Health Benefits Program (FEHBP) deductible has not been satisfied.

Disability Income—Provides monthly income up to age 65 (Civil Service Retirement System) or age 62 (Federal Employees Retirement System) if a member is totally disabled and cannot work.

Dental—Available in all 50 states. Members may go to any dentist.

Accidental Death and Dismemberment—Up to $250,000 in coverage for accidents at home, on the job, while on vacation—anywhere.

Supplemental policies are available to NAPUS members through Mass Benefits Consultants. More information about these programs, designed for NAPUS members and their families, is available from Mass Benefits.


ID Theft Assist

ID Theft Assist is the only true third party recovery service for identity theft victims. Our representatives at the 24-hour-a-day, 7 days-a-week Emergency Call Center actually do the recovery work for you.

ID Theft Assistance Overview
ID Theft Assist Brochure

Cost is only $85.00 a year for individual or $95.00 a year for family coverage. Call Mass Benefits toll-free at 1-800-221-3083 for a brochure or visit our website for complete information and enrollment form.

Former Auto Program GMAC

Call for more information. We can be reached at 1-800-847-2886.